Understand the full request
We begin with the transaction, your operating goals, financial profile, and timing.
SBA & commercial finance specialists
Commercial financing, thoughtfully structured.
We help business owners secure SBA loans, commercial real estate financing, equipment loans, and acquisition capital through a nationwide lending network.
Nationwide lender access 20+ years in financial services
Bradford Commercial Brokerage
Built on experience across
CapitalMore than a loan broker
A financing advisor in your corner.
A good structure begins with understanding the business—not forcing a request into one bank’s credit box.
We analyze your financing request, prepare your loan package, identify the most appropriate lenders, and guide the process from application through closing.
How we work100% human brokerage
Real people helping real people.
Your financing deserves human judgment—not an algorithm.
Bradford Commercial Brokerage does not rely on AI, bots, or automated machines to analyze your request, recommend lenders, or manage your transaction. Every conversation, financing strategy, and lender relationship is handled by a real person.
We are the only brokerage in the United States built on this promise: real people stay personally involved from your first conversation through closing.
No AI-generated advice Direct access to real people Human judgment at every step
Financing solutions
View all programs Capital for the moments that move a business forward.
01
SBA 504 Loans
A government-backed financing program designed primarily for purchasing, constructing, renovating, or expanding owner-occupied commercial real estate and purchasing long-life equipment.
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SBA 7(a) Loans
The SBA 7(a) program is a flexible government-backed option that can support business acquisitions, working capital, owner-occupied property, equipment, refinancing, and expansion.
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Equipment Financing
Equipment financing helps businesses purchase machinery, vehicles, technology, and specialized equipment while spreading payments over time instead of paying the full price upfront.
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Business Acquisition Loans
Business acquisition financing helps entrepreneurs purchase an existing business, complete an ownership succession, or buy out an existing partner.
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Commercial Real Estate Loans
Commercial real estate loans finance the purchase, refinance, or renovation of owner-occupied commercial properties where the borrowing business operates. We do not finance passive investment or rental-income properties.
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Commercial Construction Loans
Commercial construction loans provide financing to build or significantly expand owner-occupied commercial facilities.
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Working Capital Loans
Working capital loans provide funding for day-to-day operating expenses and short-term growth initiatives.
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Franchise Financing
Franchise financing provides capital to start, acquire, or expand a franchise business, subject to lender and brand eligibility.
Explore programThe Bradford approach
Clarity at every turn.
Complex financing feels more manageable when you always know where things stand and why the next step matters.
Discuss your projectShape a lender-ready package
We organize the story and documents so decision-makers can evaluate the opportunity clearly.
Match, manage, and close
We identify aligned lending sources and stay closely involved through underwriting and closing.
Industry fluencyYour business is not generic.
Your business is not generic.
Your financing shouldn’t be either.
We understand the specialized facilities, equipment, cash cycles, and growth plans behind your request.
20+Years in financial services
Experienced judgmentCredit discipline.
Credit discipline.
Creative problem-solving.
With senior experience in credit risk management and commercial lending, Bradford brings a lender’s perspective to every request.
A rigorous quantitative background, including an M.S. in Economics from Pepperdine University as valedictorian, combines with innovative structuring experience to navigate complex financing scenarios.
- Former senior credit risk and commercial lending leader
- USC graduate and Reagan Foundation Fellow
- Nationwide, multi-lender perspective
“Bradford helped us see the transaction the way a lender would. The process felt organized, direct, and far less overwhelming.”
JM
Illustrative client experienceOwner-occupied property acquisition
★ ★ ★ ★ ★ Trustpilot profileLearning center
Explore all resources Make the next decision informed.
SBA loan guides
What Is an SBA 504 Loan?
How fixed-asset financing can help an operating business purchase real estate or long-life equipment.
6 min read SBA loan guidesWhat Is an SBA 7(a) Loan?
A plain-language guide to the SBA’s most flexible loan program.
7 min read SBA loan guidesSBA 504 vs. SBA 7(a)
Compare common uses, structures, and the business situations each program serves.
8 min readStart a conversation
Let’s find a clear path forward.
Tell us where your business is headed. We’ll help you understand the financing structures that may fit—and what to do next.