Clear answers before the first call.
Understand the common terms, requirements, and steps behind commercial financing.
SBA 504 is designed mainly for owner-occupied real estate and long-life fixed assets. SBA 7(a) is more flexible and may cover acquisitions, working capital, equipment, property, or several purposes in one transaction.
Yes. This is a common use of owner-occupied commercial financing and may help you build equity, stabilize occupancy costs, and control your location.
Yes, when it meets lender requirements and has enough remaining useful life to support the requested term.
Yes. Subject to underwriting and program rules, intangible value such as goodwill, customer relationships, and trade names may be included.
Every request is different. Larger real estate and acquisition transactions require more underwriting and third-party work. We set expectations early and keep you informed throughout.
Still have questions?
Every business is different. We’ll help you understand the options that may fit your goals, financial profile, and project.