Flexible use of proceeds
We evaluate how this benefit applies to your specific request and lender options.
The SBA’s most flexible program
SBA 7(a) Loans
The SBA 7(a) program is a flexible government-backed option that can support business acquisitions, working capital, owner-occupied property, equipment, refinancing, and expansion.
Common uses
Purchase an existing business
Working capital
Business expansion
Owner-occupied commercial property
Eligible debt refinance
Inventory and equipment
Partner buyouts
Leasehold improvements
Key advantages
Long repayment terms
We evaluate how this benefit applies to your specific request and lender options.
Competitive structures
We evaluate how this benefit applies to your specific request and lender options.
Can combine multiple project needs
We evaluate how this benefit applies to your specific request and lender options.
Who it may fit
Ideal borrowers
- Acquisition entrepreneurs
- Expanding operating businesses
- Franchise operators
- Owner-users of commercial property
- Businesses needing blended financing
One loan, a complete acquisition
Jane’s landscaping company acquires a competitor. The financing includes the business purchase, equipment, vehicles, inventory, and working capital needed for a confident transition.
Illustrative example only. Actual terms and eligibility vary.SBA 7(a) FAQs
We start with your use of funds, cash flow, experience, timeline, and available equity, then compare those facts with current lender guidelines.
Start a conversation
Could SBA 7(a) financing fit your next move?
We’ll review your goals, project costs, and financial profile, then outline the most practical next steps.