The industry challenge
Environmental review, specialized equipment, and property condition can affect structure and timing.
Industry financing
Financing for automotive businesses
Support an independent repair shop, collision center, dealership, or specialty automotive company with facility and equipment financing.
Common financing needs
Capital aligned with the way you grow.
We help frame the complete project—not just one line item—so lenders can understand both the need and the expected business impact.
Repair facility purchase
Lifts and diagnostics
Paint booths
Expansion
Business acquisition
Working capital
A practical use of financing
A repair shop buys the building it has leased for years, adds service bays, and upgrades diagnostic systems.
Recommended programs
Common financing paths.
Every recommendation begins with eligibility and a full review of the transaction.
Why this industry considers SBA financing
Long-term growth without unnecessary cash pressure.
SBA programs can support owner-occupied property, equipment, acquisitions, and eligible business costs with longer terms and potentially lower upfront equity than some conventional structures.
Eligibility and terms vary. Our role is to help you understand the options and present the request clearly.
Industry FAQs
Questions we often hear.
Plain-language answers to help you prepare for the first conversation.
SBA 504, SBA 7(a), Equipment Financing are common starting points. The right option depends on the use of funds, timeline, cash flow, collateral, and business history.
Start a conversation
Ready to finance your next stage of automotive growth?
Whether you’re purchasing a facility, expanding operations, acquiring another business, or investing in equipment, we’ll help identify options aligned with your goals.